25 Burncoat Street, Worcester, MA 01605
Phone (508) 853-8080 Fax (508) 853-8800

Air Bag Recall

Your CAR may be affected by this Air Bag Recall.

http://www.safercar.gov/Vehicle+Owners/NHTSA-statement-on-takata-air-bags

 

REGISTRY NEWS…

Massachusetts Registry of Motor Vehicles

The Registry of Motor Vehicles FasTrack self-service kiosks allow eligible customers to skip the Registry line and renew their license or ID card or request a duplicate license/ID on their own in less than four minutes!

FasTrack service is currently available at Boston’s Haymarket branch as well as branches in Worcester, Springfield, Watertown, Brockton, Plymouth, Wilmington and South Yarmouth.

Customers will still need to go to a counter if they require an eye test, are 75 years of age or older, are receiving their first license or have any outstanding financial obligations. The FasTrack process is quick and easy:
• Eligible customers take their own photo using FasTrack.
• Customers using FasTrack should read each question carefully; an unintended answer may stop the transaction.
(When the kiosk prompts that it is time to take a photo, step
back to the yellow footprints on the floor. Customers will
need to remove glasses, hats and head coverings.
• Payment is required via a debit or credit card.
• FasTrack prints a temporary credential just as the RMV does
following counter service, and the permanent license or ID
will be sent to the customer’s address on record.
You can check out details in the new video FasTrack Self-Service on
YouTube.

WHAT IS THE BEST TOOL WHEN YOU ARE INVOLVED IN A CAR ACCIDENT?

Your Cell Phone!!

USEFUL TIPS:

Take Pictures of:
–The Other Vehicle and Point of Impact
–Operator’s Driver’s License
–Registration
–License Plates

Moynihan Insurance Agency, Incorporated  Tel: 508-853-8080's photo.

Life Insurance is Inexpensive

Image result for free picture of family

$250,000, 20 Year- Term Life Insurance

Estimated Annual Premium:

 

Age Male Female
30 $198.00 $170.00
40 $265.00 $233.00
50 $598.00 $470.00

**Based on Preferred Rate, Non-Tobacco User Subject to Underwriting.

For a Quote, call or email…

25 % Savings off Crash Prevention Course

Subsidy is available through April 30th, 2015 for any date on our calendar BUT funds are limited to the first 100 participants….SO REGISTER ASAP   If there is a date that works for your family, friends or business associates, but we do not already have a class scheduled…CONTACT US and we may be able to add a class to our calendar.Crash Course Arbella

Are you a distracted driver??

 

With PROM and GRADUATION season upon us —

It’s important for you to educate yourself and your

children on the dangers of distracted driving.

Here are some tips to share with your

children and to keep in mind now and

throughout the year:

  • Be a role model for your children by

establishing a family policy prohibiting

texting or talking on the phone while

driving.

  • Remember that distracted driving goes beyond

talking or texting. Other forms include adjusting a

radio, CD player or iPod; using a navigation system;

talking to passengers; eating and drinking; watching

videos; grooming; and reading.

  • Take your awareness of distracted driving to the

social media universe, sharing information with

your friends, family and coworkers on Facebook,

Twitter and other websites.

  • Talk with your teens about the risks and

responsibilities of driving and the danger of dividing

their attention between a phone and the road. Make

sure they know the facts and stats related to

distracted driving.

New Law RE: Use of headlights

Image result for free picture of car in rain with headlights on

New Law RE. Use of Headlights

The Legislature has passed a new law that would require drivers to turn on their headlights whenever they turn on their windshield wipers. The new law, M.G.L. c. 85, § 15 takes effect on April 7, 2015.

 

As a result, the list of surchargeable incidents has been amended by adding two new requirements effective April 7, 2015.

 

  1. Motorists are now required to turn on headlights and taillights whenever the windshield wipers are on.
  2. Motorists are also required to turn on headlights and taillights when visibility is reduced so that persons or vehicles are not visible at 500 feet due to insufficient light or unfavorable atmospheric conditions.

 

The requirement to turn on headlights and taillights 1/2 hour after sunset and 1/2 hour before sunrise has not changed.

 

Below is the wording of the new section of the law:

 

  • A vehicle, whether stationary or in motion, on a public way, shall have attached to it headlights and taillights which shall be turned on by the vehicle operator and so displayed as to be visible from the front and rear during the period of 1/2 hour after sunset to 1/2 hour before sunrise; provided, however, that such headlights and taillights shall be turned on by the vehicle operator at all other times when, due to insufficient light or unfavorable atmospheric conditions, visibility is reduced such that persons or vehicles on the roadway are not clearly discernible at a distance of 500 feet or when the vehicle’s windshield wipers are needed; provided further, that this section shall not apply to a vehicle which is designed to be propelled by hand; and provided further, that a vehicle carrying hay or straw for the purpose of transporting persons on a hayride shall display only electrically operated lights which shall be 2 flashing amber lights to the front and 2 flashing red lights to the rear, each of which shall be at least 6 inches in diameter and mounted 6 feet from the ground.

Arbella’s Accident Forgiveness Endorsement

Consider adding Accident Forgiveness to your Automobile policy.

Benefits:

Cost of the endorsement is only $45 per year, per policy.

Waives surcharge points on renewal for the first qualifying at-fault accident and driver retains SDIP 99 (17% credit) on Parts 1, 2, 4, 5 and 7.

Savings on renewal policy every year for the next six yearseligibility requirements apply.

**Certain qualifications may apply**